Banks in selected Indian cities are scheduled to remain closed on Monday, October 26, 2026, due to regional holidays, including Maharishi Valmiki Jayanti, Laxmi Puja and Accession Day. However, the holiday does not apply nationwide, and branches in several major cities are expected to operate normally.
According to the published Reserve Bank of India (RBI) holiday calendar, bank closures are listed for Agartala, Chandigarh, Jammu, Shimla and Srinagar.
Agartala will observe a holiday for Laxmi Puja, while Chandigarh and Shimla are listed for Maharishi Valmiki Jayanti or related regional observances. Banks in Jammu and Srinagar are scheduled to close for Accession Day.
Bank branches in New Delhi, Mumbai and Lucknow are not listed among the centres observing a holiday on October 26. Normal banking hours are therefore expected in these cities, subject to any bank-specific or local notification. Bengaluru, Chennai, Hyderabad, Kolkata and Ahmedabad are also not listed for a closure on this date in the supplied holiday information.
Bank holidays vary by location, so customers should confirm their local branch’s schedule before travelling, particularly if they need cheque-related services, cash deposits or in-person assistance.
Digital banking services are generally available
Even when physical branches are closed, customers can usually access UPI payments, mobile banking, internet banking and ATMs. Availability may depend on technical operations and ATM cash levels.
Transactions requiring branch staff, physical document verification or manual processing may be delayed until the next working day. Cheque clearing can also be affected by the applicable holiday schedule.
Customers with urgent banking requirements should check directly with their bank to confirm branch timings and service availability.
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